Terms and conditions governing the use of our website and services
Last Updated: June 2026
By accessing and using the merry-quest website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
You may use this website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of merry-quest or its content suppliers and is protected by United Kingdom and international copyright laws.
You may view, download, and print content from this website for personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without our prior written permission.
The information provided on this website is for general informational and educational purposes only. It should not be considered as professional financial advice tailored to your specific circumstances.
While we strive to provide accurate and current information, we make no warranties or representations about the accuracy, completeness, or suitability of the information. Financial situations vary significantly, and what works for one individual may not be appropriate for another.
Viewing content on this website or contacting us does not create a professional advisory relationship. Such a relationship is established only through a formal written agreement for specific services.
Until such a relationship is formally established, you should not send us any confidential information. Any information you provide through general contact forms or emails may not be treated as confidential.
To the fullest extent permitted by law, merry-quest shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
This limitation applies regardless of the legal theory on which a claim is based, including negligence.
The website and all content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that the website will be uninterrupted, secure, or error-free, or that defects will be corrected. We make no warranties about the accuracy or reliability of any content obtained through the website.
Financial guidance provided through our services is educational in nature and based on information you provide. We cannot guarantee specific results or outcomes from implementing any recommendations.
Investment values can decrease as well as increase, and past performance does not predict future results. You may receive back less than you originally invested.
You remain solely responsible for your financial decisions. We strongly recommend consulting with qualified professional advisors before making significant financial commitments.
Our website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
Accessing third-party websites is at your own risk, and you should review their terms and policies before using them.
When you provide information through our website, you represent and warrant that:
You agree to indemnify and hold harmless merry-quest, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website or violation of these Terms of Use.
We reserve the right to terminate or suspend your access to the website at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any other legal notices published on the website, constitute the entire agreement between you and merry-quest concerning your use of the website.
If you have questions about these Terms of Use, please contact us:
merry-quest
42 Division Street
Sheffield S1 4GF
United Kingdom
Email: [email protected]
This website provides financial education and guidance services. We do not provide regulated investment advice or manage client investments. All recommendations are educational in nature, and implementation decisions remain your responsibility.
Financial services in the United Kingdom are regulated by the Financial Conduct Authority (FCA). If our services fall within regulated activities, appropriate authorization will be obtained and disclosed.